Investment Products Specialist SG

Responsibilities:

• Own the end-to-end product management of investment products including unit trusts, treasury products, equities, precious metal and/or other investment-related products may be developed over time.

• Drive the development and optimization of investment products and propositions marketed through digital channels (including the CIMB Clicks).

• Work closely with fund managers, product partners, and internal stakeholders to onboard new product offerings/propositions while managing the existing product shelves.

• Monitor product performance, sales trends, and market developments to identify opportunities for portfolio growth and rationalization.

Business Growth & Strategy

• Develop and execute strategies to drive investment product sales, grow Assets Under Management (AUM) and lift penetration rate for investment product holdings across customer segments (retail, emerging affluent, affluent).

• Identify and pursue partnerships, product enhancements, and go-to market opportunities that deliver measurable business impact.

• Track and analyse key business metrics, preparing regular management reporting and insights to support strategic decision-making.

Transformation & Process Improvement

• Lead or contribute to transformation projects spanning operational process redesign, systems enhancements, and digital capability building.

• Work with technology and operations team to streamline workflows, reduce manual touchpoints, and improve the end-to-end customer journey.

• Champion a culture of continuous improvement, proactively surfacing pain points and driving solutions to completion.

Daily Operations & Controls

• Manage day-to-day operational activities related to the investment product suite, including reconciliations, pricing oversight and issues resolution.

• Ensure seamless execution of business-as-usual tasks while concurrently managing project and strategic workstreams.

• Serve as a key point of escalation for operational queries from front-line staff and internal stakeholders (various risk functions, legal, compliance, operations), ensuring timely and accurate resolution.

• Manage outsourcing partnerships and operations

Regulatory Compliance & Risk Management

• Ensure investment products comply with applicable MAS regulations, including product disclosure, suitability and advertising requirements.

• Maintain up-to-date knowledge of regulatory developments (eg MAS notices, FAA, SFA requirements) and proactively manage compliance obligations.

• Partner with Legal, Compliance, and Risk teams to assess and mitigate product-level risks, and to ensure robust controls are in place.

• Assist with periodic review/audit activities when requested by internal/external auditors 

• Prepare accurate periodic regulatory reports and respond to any regulatory queries/matter in a timely manner.

Requirements:

• Bachelor’s Degree

Professional Qualification and/or Regulatory, Licensing Requirements

• CMFAS, CFA, CAIA, Six Sigma, Agile Methodology or any project management certification(s) will be an advantage

Relevant Work Experience  

• 5 to 15 years of relevant experience in investments product management, bancassurance, wealth management or a related field within financial services
• Demonstrated experience managing funds and/or investment products distributed through digital channels (mobile banking, online platforms, or similar)
• Proven track record of driving business growth – whether through AUM growth, product launches, revenue generation, customer acquisition, etc.
• Experience with treasury or structured products is an advantage but not a compulsory requirement
• Background in transformation projects – either operational process redesign or technology/systems implementations – is highly valued

Knowledge & Skills

• Strong understanding of Singapore’s investment product regulatory landscape, including MAS notices, FAA/SFA requirements and related guidelines
• Familiarity with retail investor landscape, unit trust mechanics, fund distribution frameworks in Singapore
• Commercially astute with an ability to translate data and market intelligence into actionable product strategies
• Proficiency in Microsoft Office suite of products and AI tools; experience with banking systems or product management tools is an advantage
• Ability to read and write Chinese is a plus but is not a requirement for this role

Attributes and Mindset

• Genuine team player who believes that sustainable success is built collectively, you share credit, support teammates and invest in the team’s overall performance
• Can-do attitude: you are solution oriented, take initiative and do not shy away from rolling up your sleeves when the work demands it
• Comfortable operating in a dual-track environment – managing structured projects and unplanned operational demands simultaneously
• Strong communicator with the ability to engage confidently with senior stakeholders, internal/external partners, and frontline colleague alike
• Meticulous with a high degree of personal accountability; you take ownership of outcomes and hold yourself to a high standard